It has been called 'the hotel of mum and dad' but few guesthouses have such favourable terms. As the housing crisis bites, a fifth of young adults are staying in the family home until they are at least 26 and the same proportion are not paying a penny towards their keep. A recent survey found that the proportion of adults living at home varied around the country, from just under 9% in the East Midlands to more than double that in London, where house prices and rents are highest. While many around the country contributed financially, the survey found that 20% were paying nothing at all. Young adults are being squeezed by low wages and rents, which have hit record highs, while those who want to buy a property are finding the monthly cost of renting is preventing them from saving enough to get on the housing ladder. Research published by the homeless charity Shelter showed half of tenants were unable to save a penny towards a deposit, while a quarter could only put by £100 or less each month. Mortgages are cheaper than ever before thanks to record low interest rates but the best deals are still reserved for borrowers with large deposits. Faced with this, young adults are increasingly returning to the family home in order to save money and parents who cannot afford to offer their offspring a lump sum seem willing to help. The survey found that 28% of adults were living at home